Privacy Policy

1. Introduction

MCA Payment Solutions (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal and business information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, submit an inquiry, or engage our advisory services.

2. Information We Collect

We may collect the following types of information:

• Contact Information: Name, email address, phone number, and business address.
• Business Information: Legal business name, DBA, EIN, industry, entity type, and time in business.
• Financial Information: Monthly revenue, existing funding positions, outstanding balances, and bank statement data provided during the application process.
• Identification Information: Date of birth, SSN, and ownership percentage for underwriting and compliance purposes.
• Technical Data: IP address, browser type, device information, and cookies for website functionality and analytics.

3. How We Use Your Information

We use the information we collect to:

• Evaluate and process funding reviews, restructuring proposals, and working capital requests.
• Communicate with you about your inquiry, application, or account.
• Verify identity and comply with legal and regulatory obligations.
• Improve our website, services, and user experience.
• Send relevant service updates and marketing communications (with your consent, where required).

4. Information Sharing

We do not sell your personal information. We may share information with:

• Funding Partners: When you authorize us to seek financing options, we may share your application data with vetted lending partners or funders.
• Service Providers: Third-party vendors who assist with CRM, email delivery, document storage, analytics, and payment processing — bound by confidentiality obligations.
• Legal Compliance: When required by law, court order, or to protect our rights and safety.

5. Data Security

We implement industry-standard security measures including SSL/TLS encryption, access controls, and secure data storage. Sensitive data such as SSNs and financial documents are transmitted over encrypted channels and stored with additional protections. No system is completely immune to risk, and we cannot guarantee absolute security.

6. Cookies & Tracking

We use cookies and similar technologies to maintain sessions, remember preferences, and analyze site traffic. You may disable cookies through your browser settings, though some features may not function properly.

7. Your Rights & Choices

Depending on your jurisdiction, you may have the right to:

• Access, correct, or delete your personal information.
• Opt out of marketing communications at any time.
• Request a copy of the data we hold about you.

To exercise these rights, contact us at the email address below.

8. Retention

We retain personal and business information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements. When no longer needed, data is securely deleted or anonymized.

9. Children’s Privacy

Our services are intended for business owners and adults. We do not knowingly collect information from individuals under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

MCA Payment Solutions
Email: hello@mcapaymentsolutions.com